NOTES TO THE ANNUAL FINANCIAL STATEMENTS � NOTE 33

33. COMMITMENTS
 

Future operating lease commitments

The Group leases various offices under non-cancellable operating lease agreements.

The lease terms are between one and five years, and the majority of lease agreements are renewable at the end of the lease period at market rates.

The Group also leases various equipment under cancellable operating lease agreements.

The Group is required to give six months’ notice for the termination of the majority of these agreements.

The lease expenditure charged to the statement of comprehensive income during the year is disclosed in note 19.

The future aggregate minimum lease payments under non-cancellable operating leases are as follows:

  2015
R’000
      2014
R'000
 
Premises            
Payable within one year 27 512       29 434  
Payable in two to five years 29 663       53 526  
Payable in greater than five years       348  
Equipment            
Payable within one year 293       416  
Payable in two to five years 204       342  
Payable in greater than five years        
  57 672       84 066  

Future funding commitments

The Group has committed to provide funding of R109.4 million to certain joint ventures and associates.

The commitments are non-binding but have been undertaken with a reasonable expectation of fulfilment.


NOTES TO THE ANNUAL FINANCIAL STATEMENTS � NOTE 33