NOTES TO THE GROUP ANNUAL FINANCIAL STATEMENTS l NOTE 32

32. COMMITMENTS

Future operating lease commitments

The Group leases various offices under non-cancellable operating lease agreements.

The lease terms are between one and 10 years, and the majority of lease agreements are renewable at the end of the lease period at market rates.

The Group also leases various equipment under cancellable operating lease agreements.

The Group is required to give six months’ notice for the termination of the majority of these agreements.

The lease expenditure charged to the statement of comprehensive income during the year is disclosed in note 19.

The future aggregate minimum lease payments under non-cancellable operating leases are as follows:

      2014
R’000
  2013
R’000
 
  Premises          
  Payable within one year   29 434   27 288  
  Payable in two to five years   53 526   70 012  
  Payable in greater than five years   348   4 489  
  Equipment          
  Payable within one year   416   1 424  
  Payable in two to five years   342   376  
  Payable in greater than five years      
      84 066   103 589  

NOTES TO THE GROUP ANNUAL FINANCIAL STATEMENTS l NOTE 32