NOTES TO THE GROUP ANNUAL FINANCIAL STATEMENTS l NOTE 20       2014 R’000     2013 R’000   20. FINANCE (COSTS)/INCOME         Interest paid               – Bank   71     77     – Loans   21 465     23 196     – Other   1 457     494     – Discounting of payables   143 883     143 329         166 876     167 096     Interest received               – Bank   (24 153)     (34 361)     – Loans   (1 449)     (1 469)     – Other   (13 205)     (9 659)     – Discounting of receivables   (117 443)     (127 771)         (156 250)     (173 260)     Net finance cost /(income)   10 626     (6 164)   NOTES TO THE GROUP ANNUAL FINANCIAL STATEMENTS l NOTE 20